Wednesday, November 2, 2011

Time for the Money Talk




It's day 2 of Financial Literacy month and time for a rant.............

How often do you and your partner talk about money?  All this financial literacy stuff in the news should be telling you how badly you need to get your head around this subject.  And honestly, its no big deal .  It comes down to this.  How much money do you make?  How much does it cost to provide shelter?  How much does you life style require? How much are you saving? 

Isn't it funny that all the corp speakers who have made the system so complicated are now trying to shove literature down your throat?  I for one have had enough.  The biggest enemy to your money are the people trying to get you to spend it.  And it's safety in numbers!

Last night a watched an episode of "Till Debt Do Us Part' and Gail, our BFF in money, sat a whole family down and did a budget.  Everybody got her straight talk.  I loved the fact that there was no pitch, no product, nobody with all the answers and no body trying to sell the family anything. Straight talk!  Every family needs to get busy and get their head around that money doesn't grow on trees.  Besides, it makes it easy for parents to say no.  If you watched the episode you would have been very proud of the kids and how engaged they were.

When I left the bank it was because I was sick and tired of the scripts.  What was so wrong with instead of telling clients a pitch we just said, here's the product, here's how the bank makes money off it, and here's what it does for you.  Honestly, that's the talk I have with all my clients.  We need services and we don't mind paying for them but we don't want to be ripped off.  All we need is a little Straight talk and lot less pitch.

Agree?  then leave a comment and help me send a message because you know the "corp speaks" are watching this channel.  





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