A handy financial resource

If you'd like to "know your stuff" before heading into a mortgage broker or financial planner's office, you may want to check out the Financial Consumer Agency of Canada's consumer’s publications. I have provided a copy of the web address for you below or you can email me and I will send you the link. 

The government body has done a great job of outlining basic financial topics from how to borrow on home equity to how to develop a household budget. It also offers a six-part section on credit cards - that addresses how to save with credit cards as well as how to shop around for a credit card. It also runs down the various mortgage products on the market place and tackles saving and investing topics. 

While meeting a mortgage broker in person is probably the best way to find the financial products that best suit your particular needs, it never hurts to head into a meeting with a basic understanding of your options. The FCAC's publications will provide you with the background you need to navigate the discussion in the direction you'd like it to go.  We’d all like write our own rules on how lender’s finance but understanding them is the next best thing. 
http://www.fcac-acfc.gc.ca/eng/publications/ConsumerPubs-eng.asp?tabToShow=Savings#Savings